Best Health Insurance Services

  The importance of health insurance is growing each year. As the panic of the Corona pandemic has shown us, health is truly more important than anything. A good health insurance plan will ensure that your savings stay saved while you get first-rate and focus on recovery when a health crisis strikes. For this reason, you must choose a plan that suits your budget and coverage needs. However, like most insurance policies, health insurance has a set of jargon that can confuse a potential policyholder.    To help you out, we are explaining 10 important health insurance terms in this article that will hopefully help you in the process of choosing a good insurance policy. Let’s take a look.      1.Pre-existing diseases/conditions   The diseases or conditions that the policyholder has prior to purchasing the health insurance plan is referred to as pre-existing diseases. Usually, such diseases are excluded or there is a waiting period before they ...

  A personal accident insurance policy covers you against unforeseen accidents. In a day and age where accidents are common, it becomes important to ensure that one is financially prepared when such events strike. This policy is ideal for those who have dependents to take care of, as a bad accident can affect one’s ability to earn and support their family. Even so, many people do not think this type of policy is important to have as a part of their insurance portfolio.    In this article, we give you 4 reasons you should have personal accident insurance .     1. Your health insurance coverage may not be enough    Many people think that their Mediclaim policy will be enough when they suffer an accident. However, one needs to keep in mind that Mediclaim policies only help pay for the hospitalization expenses. The expenses paid would also be limited to the sum insured of the policy. In case the accident is severe and requires several procedure...

  Agriculture is one of the most important sectors of our Indian economy. To ensure that this sector stays financially safe and progresses at the right speed, the government of India has developed the Pradhan Mantri Fasal Bima Yojana . It is a crop insurance scheme that aims to provide affordable crop insurance to farmers across the country. Launched in 2016 under the motto, ‘One Nation, One Crop, One Premium’, the insurance scheme has many interesting features to look for. Let’s consider them in detail.    1. Extensive coverage   The Pradhan Mantri Fasal Bima Yojana offers comprehensive coverage to crops against a variety of non-preventable risks. The risks covered include drought, dry spells, flood, inundation, storms, hailstorms, lightning, landslides, cyclones, pests, and diseases widely spread, fires caused due to natural reasons, and so on.    2. Additional coverage through add-ons    The state governments and UTIs can choose ...

  The Pradhan Mantri Fasal Bima Yojana is a crop insurance scheme that aims to provide farmers with financial aid when damages impact their crops. Launched in 2016, it has been a merger of several previously launched crop insurance schemes. With the agricultural sector of India still forming a major segment of the country’s economy, looking after the financial well-being of those who run it, that is our farmers, is quite important. The Pradhan Mantri Fasal Bima Yojana (PMFBY) has several features that are designed to make crop insurance more accessible and affordable to the farmers of our country. Let’s look at 5 such major features.  Pradhan Mantri Fasal Bima Yojana   1. Focus and objectives   The Pradhan Mantri Fasal Bima Yojana operates under the ‘One Nation, One Crop, One Premium’ motto. Its major focus is to expand the insurance coverage to the total sown area in the country. Some of its objectives are - - to make sure that farmers continue farming by...