Best Health Insurance Services

  Individuals above 60-65 years of age have different medical requirements than their younger counterparts. As a result of their age, they are more susceptible to illnesses and health issues. Thus, they require reliable healthcare frequently. To deal effectively with such situations at this age, it is paramount to have a senior citizen health insurance policy. Such health insurance policies have been structured keeping in mind the unique needs of senior citizens.    In this article, we guide you through several elements of senior citizen health insurance . We hope the information we provide here increases your understanding of the same.    An overview of coverage provided by senior citizen health insurance policies   Generally, senior citizen health insurance will cover expenses for the following -  - Hospitalization  - Pre- and post-hospitalization (for a specified period as mentioned in the policy) - Day-care procedures and treatments  - Alternative treatment method

  Prevention is better than cure, but sometimes mishaps happen and no one person can be blamed for it. These are the times when you feel helpless and troubled. However, having a personal accident insurance policy can help during such times.   A personal accident insurance policy provides a lump sum compensation in case one suffers from a fatal accident, or if an accident leaves you disabled permanently. But it is not all that these accident policies have to offer. There’s more to it than meets the eyes. Read on to know more about how having a coverage of a personal accident insurance policy will benefit you. Accident Insurance    Benefits of Personal Accident Insurance Policy Here is a quick look at the coverage you can expect. ●      In case of the policy holder’s death, the beneficiaries will receive a financial aid, which will be discussed at the time of availing the policy.   ●      If the policyholder is permanently disabled due to an accident after taking the p

  The Pradhan Mantri Fasal Bima Yojana is a crop insurance scheme that aims to provide farmers with financial aid when damages impact their crops. Launched in 2016, it has been a merger of several previously launched crop insurance schemes. With the agricultural sector of India still forming a major segment of the country’s economy, looking after the financial well-being of those who run it, that is our farmers, is quite important. The Pradhan Mantri Fasal Bima Yojana (PMFBY) has several features that are designed to make crop insurance more accessible and affordable to the farmers of our country. Let’s look at 5 such major features.  Pradhan Mantri Fasal Bima Yojana   1. Focus and objectives   The Pradhan Mantri Fasal Bima Yojana operates under the ‘One Nation, One Crop, One Premium’ motto. Its major focus is to expand the insurance coverage to the total sown area in the country. Some of its objectives are - - to make sure that farmers continue farming by encouraging their

In today’s times, having health insurance for family is a crucial part of making sure your near and dear ones live a healthy life. It protects them from the rising costs of medical treatment and gives you a sense of security in regards to your finances. By paying regular premiums for your family Mediclaim policy , you can breathe freely and know that if any health crisis strikes your loved ones, your hard-earned savings will not be exhausted. If you are planning to insure your family, then you must choose an insurance provider that offers you the best in your budget. Let’s look at the 5 important features your chosen insurance provider must provide. Health Insurance for Family #1 - Offering of maximum coverage    The insurance provider you choose should offer you coverage for a variety of medical expenses. A good health insurance for family would cover the following expenses-    - Hospitalization, pre- and post-hospitalization  - Day-care procedures - Vaccinations  - Regu

Critical illness insurance is a type of insurance policy that provides financial aid when the policyholder gets diagnosed with a critical illness. It is helpful for those at risk of developing critical illnesses as a lot of the expenses for the treatment may not be covered by regular health insurance. What sets critical illness insurance apart from normal health insurance is that the former provides a lump-sum pay-out to the policyholder on the diagnosis of the critical illness. This amount may be used by the policyholder for any purposes they deem fit.    If you are planning on buying critical illness insurance either as a cover or as a standalone policy, then there are certain things you should look for in a policy. In this article, we look at 5 such things.  Critical Illness Insurance    1. Coverage offered   A good critical illness insurance plan will cover a variety of critical illnesses, surgical procedures, and medical issues. Cancer, heart attacks, paralysis, stroke