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Showing posts with the label house insurance policy online

10 Important Health Insurance Terms You Should Know

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  The importance of health insurance is growing each year. As the panic of the Corona pandemic has shown us, health is truly more important than anything. A good health insurance plan will ensure that your savings stay saved while you get first-rate and focus on recovery when a health crisis strikes. For this reason, you must choose a plan that suits your budget and coverage needs. However, like most insurance policies, health insurance has a set of jargon that can confuse a potential policyholder.    To help you out, we are explaining 10 important health insurance terms in this article that will hopefully help you in the process of choosing a good insurance policy. Let’s take a look.      1.Pre-existing diseases/conditions   The diseases or conditions that the policyholder has prior to purchasing the health insurance plan is referred to as pre-existing diseases. Usually, such diseases are excluded or there is a waiting period before they ...

4 Reasons You Should Have a Personal Accident Insurance Policy

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  A personal accident insurance policy covers you against unforeseen accidents. In a day and age where accidents are common, it becomes important to ensure that one is financially prepared when such events strike. This policy is ideal for those who have dependents to take care of, as a bad accident can affect one’s ability to earn and support their family. Even so, many people do not think this type of policy is important to have as a part of their insurance portfolio.    In this article, we give you 4 reasons you should have personal accident insurance .     1. Your health insurance coverage may not be enough    Many people think that their Mediclaim policy will be enough when they suffer an accident. However, one needs to keep in mind that Mediclaim policies only help pay for the hospitalization expenses. The expenses paid would also be limited to the sum insured of the policy. In case the accident is severe and requires several procedure...

5 Features You Should Look for When Purchasing Home Insurance in India

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  Home insurance is a form of insurance that protects your home from a variety of risks and dangers. Since it is only now beginning to get a stronger foothold in the market, many are unaware of several aspects and features relating to it. If you are buying insurance for house, then an understanding of these aspects is important. To help you out, we guide you through 5 features you should look for when purchasing home insurance in India.    1. Coverage against natural and manmade disasters   A well-designed plan for home insurance in India should ideally provide coverage against a variety of natural calamities like earthquakes, floods, cyclones, lightning, and so on. Apart from this, your home may also be at risk from several manmade perils such as riots, strikes, fires, theft/burglary, and so on. These disasters would be covered by your home insurance policy too.    2. Protection for your belongings   When you buy home insurance in Ind...